| Loan Program | Rate |
| New Auto Loans (terms up to 72 mos.) |
As low as 5.99% APR* |
| New Auto Loans (terms up to 84 mos.) |
As low as 6.49% APR* |
| Used Auto Loans (six months old and older) |
As low as 6.24% APR* |
| Loan Program | Rate |
| Personal Loans – up to 36 months |
As low as 7.99% APR* |
| Personal Loans – up to 60 months |
As low as 8.24% APR* |
| Personal Line of Credit |
As low as 9.99% APR* |
| Loan Program | Rate |
| Home Equity Line of Credit |
Call our Loan Dept. for our current rate. |
| Loan Program | Rate |
| Visa Platinum |
9.00% APR (non-variable). No Annual Fee. |
| Visa Gold |
10.50% APR (non-variable). No Annual Fee. |
| Visa Classic |
14.88% APR (non-variable). $15.00 Annual Fee |
| Visa First |
18.00% APR (non-variable). $25.00 Annual Fee. |
Apply Now * Annual Percentage Rate (APR). Final rate based on credit score. Rates subject to change without notice. - Personal Loan payment sample: 36 months fixed-rate loan for $15,000 at 7.99% and an Annual Percentage Rate (APR) of 7.99% would have a monthly principal plus interest payment of $470. Other rates and terms available. Membership eligibility requirements apply.
- Auto Loans: Rates are based on your credit score and are subject to change. Payment example: A 72-month vehicle loan of $35,000 with an Annual Percentage Rate (APR) of 5.99% would have monthly principal plus interest payments of $580. Other rates and terms available. Membership eligibility requirements apply.
- Home Equity Line of Credit: Approval subject to application, eligibility, credit, and acceptable property, acceptable appraisal and title required. Property insurance is required and, if applicable, flood insurance may be required. Loan amounts are offered from $25,000 to $250,000. The variable Annual Percentage Rate may be from 5.00% to 18.00%. The variable rate is based on the 6-month Treasury Bill (5.00% as of 4/21/2023) plus a margin and is subject to change semiannual. Other terms and conditions apply. See your Hawaii FCU Loan Officer for details.
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